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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.
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Beginner Yoga Poses for Legs<br/>Mountain Pose (Tadasana)<br/><br/>Stand with your feet together, arms by your sides.<br/>Distribute your weight evenly across both feet.<br/>Engage your thighs and lift your kneecaps.<br/>Lengthen through the spine and reach the crown of your head towards the ceiling.<br/>Hold for 30 seconds to 1 minute.<br/>Downward-Facing Dog (Adho Mukha Svanasana)<br/><br/>Start on your hands and knees.<br/>Tuck your toes and lift your hips towards the ceiling.<br/>Straighten your legs as much as possible without locking your knees.<br/>Press your heels towards the floor and hold for 1-3 minutes.<br/>Warrior I (Virabhadrasana I)<br/><br/>Stand with your feet wide apart.<br/>Turn your right foot out 90 degrees and your left foot in slightly.<br/>Bend your right knee over your right ankle.<br/>Raise your arms overhead, palms facing each other.<br/>Hold for 30 seconds to 1 minute, then switch sides.<br/>Warrior II (Virabhadrasana II)<br/><br/>From Warrior I, open your hips and shoulders to face the side.<br/>Extend your arms parallel to the floor, palms down.<br/>Look over your right hand.<br/>Hold for 30 seconds to 1 minute, then switch sides.<br/>Triangle Pose (Trikonasana)<br/><br/>Stand with your feet wide apart.<br/>Turn your right foot out 90 degrees and your left foot in slightly.<br/>Extend your arms out to the sides at shoulder height.<br/>Reach forward with your right hand and lower it to your shin or ankle.<br/>Extend your left arm towards the ceiling and look up.<br/>Hold for 30 seconds to 1 minute, then switch sides.<br/>Standing Forward Bend (Uttanasana)<br/><br/>Stand with your feet hip-width apart.<br/>Hinge at your hips and fold forward, keeping your spine long.<br/>Let your head hang and relax your neck.<br/>Hold for 1-2 minutes.<br/>Chair Pose (Utkatasana)<br/><br/>Stand with your feet together.<br/>Bend your knees and lower your hips as if you’re sitting back into a chair.<br/>Raise your arms overhead, palms facing each other.<br/>Hold for 30 seconds to 1 minute.<br/>What to Wear for Yoga<br/>Comfortable, Breathable Clothing:<br/><br/>Wear stretchy, form-fitting clothes that allow you to move freely.<br/>Avoid clothes that are too loose as they might get in the way of your poses.<br/>Yoga Pants or Leggings:<br/><br/>Choose high-waisted leggings or yoga pants that stay in place.<br/>Look for moisture-wicking fabric to keep you dry.<br/>Fitted Top:<br/><br/>Wear a fitted tank top or t-shirt that won’t ride up during poses.<br/>A sports bra with good support is essential for women.<br/>Bare Feet:<br/><br/>Practicing yoga barefoot helps with stability and balance.<br/>If you prefer, you can use yoga socks with grip.<br/>Optional Extras:<br/><br/>A light, breathable jacket or long-sleeve shirt for warm-up or cool-down.<br/>A headband or hair tie to keep hair out of your face.<br/>Tips for a Successful Yoga Practice<br/>Warm-Up: Spend a few minutes warming up to prepare your muscles for stretching.<br/>Listen to Your Body: Never push yourself into a pose. Move into each pose gently and stop if you feel pain.<br/>Breathe: Focus on your breath. Deep, steady breathing helps you relax and stay present.<br/>Stay Hydrated: Drink water before and after your practice.<br/>Practice Regularly: Consistency is key
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